In 2025, Walmart does not accept Apple Pay at the store or online. The retailer is also interested in keeping the customer data to themselves and not pay Apple transaction fees and introduce its own payment method, Walmart Pay, disregarding what customers want.
The availability of Apple Pay and other digital wallets is part and parcel of the life of millions of shoppers. It is quick, safe, and ever so popular in the retail stores nationwide. That is why the first common question, when one considers Walmart, is: Does walmart take apple pay? And the answer is no, as well, Walmart accepts no Apple Pay even as years go by to 2025.
This may be a shock given Walmart is such a large company with so many outlets in the US and globally, but this is the case and Walmart has continued to fund and invest in its own mobile payment system Walmart Pay as they have never considered Apple Pay, It is the same with third-party digital wallets such as Google Pay, Samsung Pay, and so on. However, Walmart has not been part of the trend despite the increased adoption of contactless payments.
Why Does Walmart not Take Apple Pay?
In order to comprehend why Walmart decided to do it, it is necessary to look at the rationale behind this decision. Why is it that Walmart fails to accept Apple Pay, which is asked every time there is an upgrade in the form of payment technology? Mostly, the reason is in control, data, and cost.
Walmart Pay that works via the Walmart app enables the company to ensure that the customer service is controlled by the company. It also allows Walmart to obtain quality information about customer shopping behavior, show targeted offers, and save payment processing fees embedded in credit cards networks and Apple payment system. In Apple Pay, such information would stay mostly in the possession of Apple, and Walmart would not be informed as much about customer buying behavior.
The second one is cost. The convenience of the Apple Pay transactions is accompanied by processing fees that can be evaded by Walmart based on its own payment program. Such choices are in line with the general Walmart business strategy of reducing expenses and maximizing profits.
Does Walmart Take Apple Pay in Store?
Does Walmart accept Apple Pay in store even in 2025? The response is in the negative. No matter at a Walmart Supercenter store or a Neighborhood Market or even self check-out at the stores, Apple Pay is not available at the cash counters.
Rather to be aware about does walmart take apple pay, customers in the need of a touchless payment are also advised to use Walmart Pay. It goes as follows: a QR code is scanned at checkout with the help of the Walmart app that is connected with a debit, credit, or gift card. Although this does not give as exact tap-to-pay experience as Apple Pay, it is a secure and digital alternative to using cards in the usual way, swiping them.
With that said, there are other payment methods that Walmart accepts; namely, physical debit and credit cards, cash, EBT, gift cards, and third-party financing such as Affirm. Yet, to the user who has made their life highly dependent on the Apple ecosystem, the absence of Apple Pay is a real annoyance.
Does Walmart Take Apple Pay 2025?
You may have a question whether something has changed over the time, does Walmart accept Apple Pay in 2025? Nevertheless, Walmart has remained adamant to the embrace of Apple Pay, an attitude that has persisted even in face of the persistent demand. Although a larger number of big-box stores, fast-food outlets, and convenience retailers are embracing Apple Pay, Walmart has bet twice as hard on its own solution.
Back through the years, there is a rumor with customer inputs indicating that someday, Walmart is to embrace the Apple Pay, a notion which could be more dominant these days of the COVID-19 pandemic as contactless payments too skyrocketed. Nonetheless, Walmart has not publicly advertised to back Apple Pay by 2025.
It is worth mentioning that Walmart does not accept the Apple Pay application per se, but it does accept the Apple card, again, but not through Apple Wallet. The card can be used physically like any other Mastercard credit card either in-store or online.
Is There a Workaround?
You cannot apply Apple Pay actually at Walmart, but there exist partial solutions. As an example, let us say that you wanted to purchase a Walmart gift card with Apple Pay by using a third party app or retailer (e.g., Sams Club or a mobile payment system that supports Apple Pay) and then use the gift card in-store or on the Walmart app.
The other way that you can use is connecting your credit/debit card (also available in your Apple Wallet) with Walmart Pay. Although it is not a smooth process as that of Apple Pay, it serves as an alternative to make mobile payments with your existing cards.
Summing Up
Therefore, does walmart take apple pay? In 2025, the same answer remains no. Both when you shop at the store and online, you cannot use Apple Pay as a payment method at Walmart. Those choices are based on a business strategy: it is not only about having control over the customer data, it is about not wanting to pay transaction fees and advertising the own payment service developed by Walmart.
As an Apple Pay fan it can be annoying. Nevertheless, Walmart is still pouring resources and optimization into its own digital payment system, and Walmart Pay, as an inferior imitation of Apple Pay and Google Pay, seems to work on the request of many of its customers. Unless the policy or collaboration changes, it seems that users of Apple Pay will have to adjust whenever they shop at Walmart.
FAQs
1. Does Walmart take Apple Pay in store?
No, Walmart does not accept Apple Pay in any of its physical stores, including at self-checkout.
2. Why does Walmart not take Apple Pay?
Walmart prefers to use Walmart Pay to maintain control over customer data and avoid third-party transaction fees.
3. Can I use Apple Pay at Walmart in 2025?
As of 2025, Apple Pay is still not accepted at Walmart. You can use Walmart Pay or link your Apple Card for purchases instead.
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